Planning for the unexpected is important, especially because long-term care is not covered by Medicare! Having a plan in place can bring peace of mind, even if you never need it.
Long-Term Care Insurance | Disability Insurance
Long-Term Care
INDEPENDENT | UNBIASED | DEDICATED TO YOU
Our mission is to give you peace of mind knowing that regardless of what life throws your way, you and your loved ones are covered.
Nearly two out of every four people will need assistance with activities of daily living such as bathing, walking, dressing, and visiting the toilet at some point in their lives. Long-term care provides a variety of services and support to meet health or personal needs over an extended period of time. While often associated with nursing homes, the truth is that most long-term care is actually provided at home and having a policy can allow you to age in place. And for those lucky enough never to need it, we even have hybrid policies to provide LTC coverage if you need it, or a death benefit for loved ones if you don’t.
Similarly, disability insurance covers you in case of any injury or illness preventing you from continuing with work. One out of every four aging adults will end up needing disability coverage, and therefore, choosing a disability insurance policy could be the most important decision you make for your family. Why? Because disability insurance protects your ability to earn income if you cannot work due to injury or even permanent disability.
Planning for the potential need for long-term care or disability is both a financial and emotional decision that will help you protect assets and your independence. Let’s talk!
What Is Long-Term Care?
Long-term care provides a variety of services and support to meet health or personal needs over an extended period of time. It includes assistance with the activities of daily living, including eating, bathing, dressing, moving, going to the toilet, and more. To learn more about long-term care, read or download, or just call Holland Insurance Services at 480-200-6412.
